Atlanta Attorneys Experienced With the Chapter 13 Bankruptcy Process
For many people considering Chapter 13, one of the biggest issues is lack of knowledge about the process. Most people considering bankruptcy do not have any experience, and there are a lot of bankruptcy myths that lead people astray.
Client testimonial: "This was so much easier than I thought. You guys made this seem easy and less stressful than I imagined. I absolutely felt the introductory phone message was so helpful and taught us just enough to understand the process. And, yeah, I loved the joke on the phone message - it made me realize that you were real people just trying to help out. There was no pressure with you guys." ∙ J. Pauley
Contact one of our Georgia Chapter 13 bankruptcy attorneys. We can help you through the beginning to end of the Chapter 13 bankruptcy process, which is much like the process of a Chapter 7, with a few steps added in.
- Initial consultation and information gathering: The first thing you do is come and meet with one of our Atlanta Chapter 13 bankruptcy attorneys at your free initial consultation. We will discuss whether you qualify for bankruptcy and whether bankruptcy is right for you. If you decide to go forward with a bankruptcy petition, we will give you a bring-back packet to gather all the information and everything you need to file for bankruptcy. Click here to learn what to bring to our first meeting.
- Filing: Once the information is gathered, we will file for bankruptcy. Before filing, however, there is a mandatory credit counseling course that you will be required to take, and there will be another one required before receiving discharge from the court. One thing unique about The Slomka Law Firm, is that the costs of these credit counseling courses are included as part of the Chapter 13 costs. Very few firms offer that kind of client care.
- Meeting with trustee: We will meet with the trustee at some point after you file to discuss the details. Between filing and discharge, there are a couple of steps that are additional to the Chapter 7 Bankruptcy process, especially if we are stripping a second mortgage for you or reaffirming any of your debt.
- Confirmation hearing: This is the most important procedural difference from the Chapter 7 process. A trustee and Judge must review and approve the detailed Chapter 13 plan that we will prepare for you.
Our attorneys handle the planning and negotiation behind the scenes. In most cases, our clients don't even need to show up for the confirmation hearing with the judge. We'll handle that for you.
- Discharge: Although the timeline can vary a little from one case to the next, depending on complexity, generally the process is pretty simple and the Chapter 13 timeline only takes four months or so.
Atlanta Debt Repayment Plan Lawyer ∙770-884-6324
Contact us to schedule a free consultation with an experienced Atlanta bankruptcy attorney.
